Texas has three types of insurance adjusters, each working for a different party. See what a public adjuster does, what it costs, and when hiring one helps.
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Does Home Insurance Go Up After a Claim in Texas
Filing a Texas homeowners claim can raise your premium for years. See which claims trigger increases, which do not, and when to pay out of pocket instead.
Bad Faith Insurance Claims in Texas: What It Means When Your Carrier Won’t Pay
Texas Insurance Code Chapter 541 lets policyholders sue when insurers act in bad faith. Know the prohibited practices and remedies available.
Texas Prompt Payment of Claims Act: Deadlines Your Insurer Must Meet
Texas Insurance Code Chapter 542 sets strict deadlines for insurers to acknowledge, decide, and pay claims. Know the penalties when your carrier is late.
How to File a TDI Complaint in Texas
The Texas Department of Insurance investigates insurer conduct but cannot set claim values. See when to file, what documents you need, and what TDI can actually do.
Home Insurance for Older Homes in Texas
Older Texas homes face underwriting challenges from outdated wiring, plumbing, and foundations. See what carriers flag, when HO-8 is needed, and how to stay insurable.
Texas Insurance Appraisal Under SB 458: What Changed
SB 458 made appraisal mandatory in Texas personal auto and homeowners policies. See how the process works, key deadlines, and when to demand appraisal.
Medical Spa Insurance in Texas
Texas med spas need malpractice, product liability, general liability, and medical director coverage. See what each policy protects and what drives the cost.
Gym and Fitness Studio Insurance in Texas
Texas gyms need general liability, professional liability for trainers, equipment coverage, and workers comp. See what each policy covers and what drives the cost.
Auto Dealer Insurance in Texas
Texas auto dealers need open lot, garage liability, surety bond, and workers comp coverage. See what policies protect your dealership and what drives the cost.
Non-Owner Car Insurance in Texas
Non-owner car insurance in Texas is a liability-only policy that covers you when you drive a vehicle you do not own, starting around $28 per month.
Gas Station and Convenience Store Insurance in Texas
Gas station and convenience store insurance in Texas bundles general liability, commercial property, pollution coverage for underground storage tanks, and workers compensation into a single program.