by EJ Nadolny | May 29, 2026 | Home Insurance
Home Insurance · Jewelry & ValuablesJewelry and Valuable Items Insurance in Texas: Sublimits, Scheduling, and How to Actually Protect What You OwnYour Texas homeowners policy caps jewelry coverage at $1,500 to $2,500 per item and limits total theft payouts for...
by EJ Nadolny | May 28, 2026 | Home Insurance
Home Insurance · Dog Bite LiabilityDog Bite Liability and Texas Homeowners Insurance: Breed Restrictions, Coverage Limits, and What a Bite Claim Actually CostsDog bite claims are the most expensive liability category in Texas homeowners insurance, averaging...
by EJ Nadolny | May 27, 2026 | Home Insurance
Home Insurance · Pool LiabilitySwimming Pool Liability Insurance in Texas: What Homeowners Need to Know Before Someone Gets HurtA swimming pool is the single largest liability exposure on a Texas residential property. Drowning is the leading cause of...
by EJ Nadolny | May 26, 2026 | Home Insurance
Home Insurance · Tree DamageTree Damage and Texas Homeowners Insurance: What Is Covered, Whose Tree Pays, and What Removal CostsTexas homeowners insurance covers tree damage to your home and other structures when the tree falls due to a covered peril like wind,...
by EJ Nadolny | May 25, 2026 | Home Insurance
Home Insurance · Sewer & Water BackupSewer and Water Backup Coverage in Texas: The Endorsement Most Homeowners Skip Until It Costs ThemStandard Texas homeowners insurance excludes sewer backup, drain overflow, and sump pump failure from coverage entirely. A...
by EJ Nadolny | May 22, 2026 | Home Insurance
Home Insurance · Mold CoverageMold Coverage in Texas Homeowners Insurance: What Is Covered, What Is Not, and How to Close the GapTexas homeowners insurance covers mold damage only when it results directly from a sudden, covered peril like a burst pipe or...
