by EJ Nadolny | May 26, 2026 | Home Insurance
Home Insurance · Tree DamageTree Damage and Texas Homeowners Insurance: What Is Covered, Whose Tree Pays, and What Removal CostsTexas homeowners insurance covers tree damage to your home and other structures when the tree falls due to a covered peril like wind,...
by EJ Nadolny | May 25, 2026 | Home Insurance
Home Insurance · Sewer & Water BackupSewer and Water Backup Coverage in Texas: The Endorsement Most Homeowners Skip Until It Costs ThemStandard Texas homeowners insurance excludes sewer backup, drain overflow, and sump pump failure from coverage entirely. A...
by EJ Nadolny | May 22, 2026 | Home Insurance
Home Insurance · Mold CoverageMold Coverage in Texas Homeowners Insurance: What Is Covered, What Is Not, and How to Close the GapTexas homeowners insurance covers mold damage only when it results directly from a sudden, covered peril like a burst pipe or...
by EJ Nadolny | May 21, 2026 | Home Insurance
Home Insurance · Condo InsuranceCondo Insurance in Texas: What Your HOA Master Policy Does Not CoverYour HOA master policy covers the building structure and common areas but leaves everything inside your unit walls unprotected. Texas condo owners need an HO-6...
by EJ Nadolny | May 6, 2026 | Home Insurance
Home Insurance · Storm ClaimsFiling an Insurance Claim After a Texas Storm: Step-by-Step GuideWhen a Texas storm damages your home, the next 48 hours determine whether your insurance claim pays fairly or gets denied. Texas averages 850+ significant hail events...
by EJ Nadolny | May 6, 2026 | Home Insurance
Insurance · Market UpdateTexas Insurance Rates in 2026: Why Premiums Are Rising and What You Can Do About ItTexas home insurance premiums rose 60% between 2019 and 2024 — double the 30% national average — according to Federal Reserve Bank of Dallas...
