by EJ Nadolny | May 27, 2026 | Home Insurance
Home Insurance · Pool LiabilitySwimming Pool Liability Insurance in Texas: What Homeowners Need to Know Before Someone Gets HurtA swimming pool is the single largest liability exposure on a Texas residential property. Drowning is the leading cause of...
by EJ Nadolny | May 26, 2026 | Home Insurance
Home Insurance · Tree DamageTree Damage and Texas Homeowners Insurance: What Is Covered, Whose Tree Pays, and What Removal CostsTexas homeowners insurance covers tree damage to your home and other structures when the tree falls due to a covered peril like wind,...
by EJ Nadolny | May 25, 2026 | Home Insurance
Home Insurance · Sewer & Water BackupSewer and Water Backup Coverage in Texas: The Endorsement Most Homeowners Skip Until It Costs ThemStandard Texas homeowners insurance excludes sewer backup, drain overflow, and sump pump failure from coverage entirely. A...
by EJ Nadolny | May 22, 2026 | Home Insurance
Home Insurance · Mold CoverageMold Coverage in Texas Homeowners Insurance: What Is Covered, What Is Not, and How to Close the GapTexas homeowners insurance covers mold damage only when it results directly from a sudden, covered peril like a burst pipe or...
by EJ Nadolny | May 21, 2026 | Home Insurance
Home Insurance · Condo InsuranceCondo Insurance in Texas: What Your HOA Master Policy Does Not CoverYour HOA master policy covers the building structure and common areas but leaves everything inside your unit walls unprotected. Texas condo owners need an HO-6...
by EJ Nadolny | May 6, 2026 | Home Insurance
Home Insurance · Storm ClaimsFiling an Insurance Claim After a Texas Storm: Step-by-Step GuideWhen a Texas storm damages your home, the next 48 hours determine whether your insurance claim pays fairly or gets denied. Texas averages 850+ significant hail events...
