by EJ Nadolny | Jul 21, 2026 | Contractors & Builders
Decision · GuideWaiver of Subrogation for Texas ContractorsA waiver of subrogation in a Texas construction contract prevents an insurer from recovering paid claims from another party on the project, shifting the financial risk to a single carrier. These provisions...
by EJ Nadolny | Jul 20, 2026 | Contractors & Builders
Decision · GuideTDLR Insurance Requirements for Texas ContractorsTDLR requires Texas contractors to carry general liability insurance before a license is issued or renewed. Minimum coverage starts at $300,000 per occurrence and $600,000 in aggregate, though exact...
by EJ Nadolny | Jul 17, 2026 | Contractors & Builders
Decision · GuideScaffolding Contractor Insurance in TexasScaffolding contractors in Texas need a specific insurance stack to stay licensed and win jobs on commercial sites. Most operations carry at least three core policies: general liability, workers' compensation,...
by EJ Nadolny | Jul 17, 2026 | Contractors & Builders
Definition · GuideInstallation Floater Coverage in TexasInstallation floater coverage protects building materials, equipment, and supplies from loss or damage at Texas construction sites before final installation. Policies typically address three exposure windows:...
by EJ Nadolny | Jul 16, 2026 | Contractors & Builders
Definition · GuideOccupational Accident Insurance in TexasOccupational accident insurance gives Texas employers and independent contractors a way to cover workplace injuries without carrying a traditional workers' compensation policy. Coverage typically bundles three...
by EJ Nadolny | Jul 16, 2026 | Contractors & Builders
Decision · GuideWell Drilling Contractor Insurance in TexasTexas requires well drilling contractors to carry general liability insurance before they can legally operate. Most drilling businesses bundle multiple policies, covering general liability, commercial auto,...
